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Author Archives: Jay Butchko

Bank13

Couple Files For Bankruptcy After Losing Breach Of Contract Suit

By Law Offices of Carol M. Galloway, P.A. |

In 2005, a couple purchased their family home for about $900,000. Then, in 2008, they sold the home for $2.1 million. However, the couple to whom they sold the home sued the couple that sold them the home for breach of contract, nondisclosure of material facts, and negligent misrepresentation, among other things. The plaintiffs… Read More »

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Bankr16

Can Your Recreational Marijuana Business File For Bankruptcy?

By Law Offices of Carol M. Galloway, P.A. |

While marijuana is still illegal in Florida, there are several states across the country that have moved to legalize the popular recreational drug. In these states, marijuana dealers operate out of storefronts like liquor stores and provide top-quality marijuana to the public. While the drug is legal under state laws, it remains illegal under… Read More »

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Bank14

Digital Assets Collapse Forcing Brokerages Into Bankruptcy

By Law Offices of Carol M. Galloway, P.A. |

Sometimes, commercial bankruptcies cause a chain reaction that results in more commercial bankruptcies and finally, consumer bankruptcies. The latest crypto collapse has resulted in a major crypto brokerage, Voyager Digital, filing for Chapter 11. Voyager Digital’s bankruptcy was preceded by its association with the crypto hedge fund, Three Arrows Capital, which defaulted on loans… Read More »

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Legal25

Cadets File Sexual Harassment And Rape Allegations Against Merchant Marines

By Law Offices of Carol M. Galloway, P.A. |

Several cadets from the merchant marine academy are alleging that they suffered numerous incidents of sexual harassment and at least one cadet alleges that she was forcibly raped while on the job. To understand this, you need to realize that cadets are the equivalent of interns and working aboard vessels is required for their… Read More »

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Cryptocurrency

Bankruptcy Claims Traders Offer Crypto Holders An Exit

By Law Offices of Carol M. Galloway, P.A. |

We wrote last month about the crypto market, two high-profile bankruptcies, and the shockwave it could create for crypto investors who are now barred from selling or accessing their accounts on these brokerages. Why can’t they access their accounts? The account holders are now the equivalent of creditors in a bankruptcy filing by two… Read More »

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Law

Employee Files Gender Harassment Lawsuit Against Nursing Home

By Law Offices of Carol M. Galloway, P.A. |

The former employee of a Jacksonville nursing home has filed a hostile work environment lawsuit against his former employer and three female coworkers who harassed him on a daily basis because he was gay. The conduct included calling him slurs and other demeaning commentary on his sexual orientation. The employee stated that after he… Read More »

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Bankruptcy17

Understanding Chapter 7 Bankruptcy Exemptions In Florida

By Law Offices of Carol M. Galloway, P.A. |

If you file for bankruptcy under Chapter 7, some of your estate MAY be liquidated to repay your creditors. In most bankruptcy cases, the trustee finds very little to liquidate and consumers are allowed to protect or exempt some of their assets from liquidation. All states have various bankruptcy exemptions. In this article, we’ll… Read More »

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NDA2

Lawmakers Consider Banning NDAs In Sexual Harassment Suits

By Law Offices of Carol M. Galloway, P.A. |

If you’ve ever been sexually harassed at work, then you know that holding an employer accountable for the conduct is not the simplest process in the world. But the odds aren’t against you in these lawsuits because the burden of proof is substantially lower than a criminal case. You only need to prove your… Read More »

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Debt7

Bankruptcy Filings Continue To Rise In 2022

By Law Offices of Carol M. Galloway, P.A. |

In 2020 and 2021, millions of Americans were on the verge of declaring bankruptcy when government bailouts helped forestall these bankruptcy filings and gave folks enough time to right their economic ship. Most of those who needed to file pandemic-related bankruptcies filed them in 2021. However, in 2022, we saw a major rise in… Read More »

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Bankr30

Possible Changes To Chapter 13 Bankruptcy Could Help Consumers

By Law Offices of Carol M. Galloway, P.A. |

A bill with bipartisan support has been introduced in the Senate by Iowa Senator Charles Grassley (SB 3823) that would increase the debt limits for Chapter 13 bankruptcy and simplify filings. Right now, the debt limits are $1,257,850 for secured debts and $419,275 in unsecured debts. The new legislation proposes a total cap of… Read More »

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