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Category Archives: Bankruptcy

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What Types of Debts Can be Discharged in Chapter 7?

By Law Offices of Carol M. Galloway, P.A. |

If you’re considering filing for bankruptcy, you likely by now know that there are two chapters of bankruptcy that are commonly used by individuals and couples. Chapter 7 bankruptcy is particularly good for those who have a lot of unsecured debt. Chapter 13 works better for secured debt. In this article, we’ll discuss unsecured… Read More »

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The Pros and Cons of Chapter 13 Bankruptcy

By Law Offices of Carol M. Galloway, P.A. |

Chapter 13 is one of two chapters of consumer bankruptcy that are widely available and cater to the needs of individuals and couples. Chapter 7 bankruptcy is good for handling unsecured debts like credit card debt or medical expenses. Chapter 13 bankruptcy, on the other hand, is good for handling secured debt like car… Read More »

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Mistakes People Make When Filing for Bankruptcy

By Law Offices of Carol M. Galloway, P.A. |

If you’ve been considering bankruptcy, you have probably encountered online services that encourage debtors to file for bankruptcy on their own. This can be tempting, especially if you think that since you’re already in bankruptcy, you have nothing more to lose. However, nothing could be further from the truth. Debtors who don’t understand the… Read More »

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Five Myths About Filing Bankruptcy

By Law Offices of Carol M. Galloway, P.A. |

Many people live too long under a cloud of overwhelming debt because they’re misinformed about bankruptcy law, the process, and the results that can be obtained. This prolonged suffering is often unnecessary. As bankruptcy attorneys, we want consumers to understand clearly the advantages and disadvantages of filing for Chapter 7 or Chapter 13 bankruptcy… Read More »

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