Author Archives: Jay Butchko
Will Filing for Bankruptcy Affect My Employment?
Filing for bankruptcy is a major decision that you will have to face. One common question that bankruptcy lawyers are asked is whether or not filing for bankruptcy will impact your employment prospects. It’s true that some employers conduct credit checks on their employees before hiring them. It is also true that creditors can… Read More »
What is Zombie Debt?
Zombie debt is the colloquial term for debt that falls outside the statute of limitations. In Florida, as in all states, debts have a statute of limitations. Creditors have five years from the date at which the debt was incurred to file a lawsuit against you to recover that debt. Debt that falls outside… Read More »
The Pros and Cons of a Chapter 7 Bankruptcy in Jacksonville, FL
For many people, bankruptcy feels like a personal failure. However, the system is there for a reason and bankruptcy is a part of a healthy economy. When your debts are too massive for you to repay, you have the option of discharging those debts in bankruptcy. In this article, the Jacksonville, FL chapter 7… Read More »
How to Rebuild Your Credit After Filing for a Chapter 7 Bankruptcy in Florida
Among the most common questions a bankruptcy attorney is asked is, how do you rebuild your credit after filing for a Chapter 7? It’s true that a Chapter 7 bankruptcy will negatively impact your credit score. It’s also true that your credit score is probably not in a good place if you are considering… Read More »
What Information Will You Need to File for a Chapter 7 Bankruptcy in Jacksonville?
If you plan on filing for a Chapter 7 bankruptcy in Jacksonville, FL, then you will need to present to the court specific documentation. In this article, we’ll take a look at what sorts of documentation you will need to provide the court with. This guide will provide insight into what you should expect… Read More »
Eligibility for Chapter 7 and Chapter 13 Bankruptcy in Jacksonville, FL
If you are in a difficult financial position and creditors are beating down your doors, then you may be considering a personal bankruptcy filing. The decision to file for bankruptcy is never an easy one and you may have considerable anxiety concerning the filing. In many cases, individuals fail to file for bankruptcy until… Read More »
Examining the Rules for a Chapter 7 Bankruptcy in Florida
Chapter 7 bankruptcy is known as liquidation bankruptcy. A filer can discharge all of their unsecured debts. Unsecured debts relate to personal loans, credit cards, and other types of debt that are not backed by collateral such as a mortgage or a car loan. To file under Chapter 7 in Florida you must be… Read More »
What Happens After You File a Chapter 7 Bankruptcy?
Chapter 7 bankruptcy, also known as liquidation bankruptcy, allows a debtor to divest themselves of all unsecured debts. Such debts include personal loans, credit cards, and other types of debt that are not backed by collateral such as a mortgage or a car loan. When considering debt release through Chapter 7 bankruptcy, you may… Read More »
Two Men File Sexual Harassment Claim Against Rep. Fabian Basabe
A former intern and legislative aide allege that they were sexually harassed by Florida representative Fabian Basabe, according to a recent news article. The pair have formally asked the EEOC to investigate allegations that Basabe made repeated lewd comments and unwanted sexual advancements. The Representative has called the allegations “ridiculous”. The EEOC will review… Read More »
Bed, Bath, And Beyond Heading For Bankruptcy
Retailers have been facing difficulty with the advent of Amazon and online shopping now for decades. COVID may have provided the final nail in the coffin. What does that mean for workers? Well, there will be a number of workers who are now out of a job as fire sale of BB&B’s assets begin…. Read More »