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Carol M. Galloway

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Carol grew up in New York and currently lives in Jacksonville, Florida with her two sons. She graduated Magna cum laude from Pace University in New York City in 1983 (B.S.) She then earned her Masters degree in Counseling and Personnel Services from Fordham University in new York City in 1984. Carol later attended Florida Coastal School of Law in Jacksonville, Florida, and earned her J.D. While in law school, she served as a staff editor on Law Review.

Carol began practicing consumer bankruptcy law soon after leaving law school. She concentrated her efforts on consumer issues related to student loan dischargeability in bankruptcy, Fair Debt Collection Practices Act, and Fair Credit Reporting Act practices. Her practice has involved all aspects of both Chapter 7 and Chapter 13 bankruptcy law. Carol is a Supreme Court of Florida Circuit Civil Mediator. She routinely serves as a mediator for mortgage loan modification mediations for debtors in bankruptcy.

Areas of Practice:
Bankruptcy Attorney for Flagler County Tax Collector and
On a case by case basis, Bankruptcy Attorney for Flagler County Board of County Commissioners
Bankruptcy Law

Bar Admissions:
Florida, 2002

Pace University, New York – Magna cum laude
Fordham Gradudate School of Education – M.S. Education
Florida Coastal School of Law Jacksonville, FL – J.D.
Law Review

Professional Associations and Memberships:
Jacksonville Bankruptcy Bar Association, Inc.
National Association of Consumer Advocates (NACA)


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